Call reports 2008

FIRST NATIONAL BANK OF BLANCHESTER, THE — 2008

Name: FIRST NATIONAL BANK OF BLANCHESTER, THE — FFIEC call report 2008
Creator: FIRST NATIONAL BANK OF BLANCHESTER, THE

What FIRST NATIONAL BANK OF BLANCHESTER, THE reported to the FFIEC in 2008, quarter by quarter.

PERIOD: 2008SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/9af975fc-17ec-49c1-b056-ef31354907a8/2008

Balance sheet

What the bank holds and owes at quarter end

Measure	2008Q1	2008Q2	2008Q3	2008Q4
Total assets	45,687,000	47,087,000	46,224,000	46,819,000
Total loans	30,868,000	33,012,000	33,225,000	33,468,000
Allowance for loan losses	152,000	152,000	152,000	152,000
Securities available for sale	0	0	0	0
Securities held to maturity	8,041,000	8,249,000	7,487,000	7,674,000
Trading assets	0	0	0	0
Total deposits	38,755,000	39,066,000	38,396,000	39,852,000
Interest-bearing deposits	34,685,000	34,748,000	34,607,000	36,296,000
Noninterest-bearing deposits	4,070,000	4,318,000	3,789,000	3,556,000
Equity capital	6,452,000	6,329,000	6,452,000	6,516,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2008Q1	2008Q2	2008Q3	2008Q4
Interest income	598,000	1,193,000	1,795,000	2,392,000
Interest expense	145,000	275,000	406,000	525,000
Net interest income	453,000	918,000	1,389,000	1,867,000
Noninterest income	112,000	220,000	341,000	457,000
Noninterest expense	394,000	811,000	1,212,000	1,680,000
Provision for loan losses	4,000	29,000	41,000	80,000
Pretax income	167,000	298,000	477,000	564,000
Income tax	50,000	89,000	145,000	168,000
Net income	117,000	209,000	332,000	396,000

Basel measures — not reported for every quarter

Measure	2008Q1	2008Q2	2008Q3	2008Q4
Tier 1 capital	5,543,000	5,446,000	5,596,000	5,687,000
Total capital	5,695,000	5,598,000	5,748,000	5,839,000
Risk-weighted assets	26,676,000	27,982,000	27,966,000	28,302,000