Call reports 2005

FIRST NATIONAL BANK OF BLANCHESTER, THE — 2005

Name: FIRST NATIONAL BANK OF BLANCHESTER, THE — FFIEC call report 2005
Creator: FIRST NATIONAL BANK OF BLANCHESTER, THE

What FIRST NATIONAL BANK OF BLANCHESTER, THE reported to the FFIEC in 2005, quarter by quarter.

PERIOD: 2005SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/9af975fc-17ec-49c1-b056-ef31354907a8/2005

Balance sheet

What the bank holds and owes at quarter end

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Total assets	49,232,000	49,184,000	51,144,000	51,847,000
Total loans	20,550,000	21,295,000	23,017,000	24,261,000
Allowance for loan losses	152,000	152,000	152,000	152,000
Securities available for sale	0	0	0	0
Securities held to maturity	23,017,000	22,996,000	23,418,000	22,876,000
Trading assets	0	0	0	0
Total deposits	43,330,000	42,891,000	43,315,000	43,742,000
Interest-bearing deposits	38,649,000	38,000,000	38,298,000	38,348,000
Noninterest-bearing deposits	4,681,000	4,891,000	5,017,000	5,394,000
Equity capital	5,605,000	5,514,000	5,612,000	5,509,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Interest income	541,000	1,090,000	1,654,000	2,254,000
Interest expense	102,000	213,000	335,000	472,000
Net interest income	439,000	877,000	1,319,000	1,782,000
Noninterest income	103,000	211,000	324,000	441,000
Noninterest expense	378,000	770,000	1,180,000	1,593,000
Provision for loan losses	39,000	5,000	4,000	8,000
Pretax income	125,000	313,000	459,000	622,000
Income tax	39,000	103,000	150,000	201,000
Net income	86,000	210,000	309,000	421,000

Basel measures — not reported for every quarter

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Tier 1 capital	4,373,000	4,308,000	4,434,000	4,358,000
Total capital	4,525,000	4,460,000	4,586,000	4,510,000
Risk-weighted assets	24,991,000	24,894,000	25,807,000	26,165,000