Call reports 2002
FIRST NATIONAL BANK OF BLANCHESTER, THE — 2002
What FIRST NATIONAL BANK OF BLANCHESTER, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 52,451,000 | 50,813,000 | 50,107,000 | 47,631,000 |
| Total loans | 25,871,000 | 25,525,000 | 24,871,000 | 24,303,000 |
| Allowance for loan losses | 152,000 | 152,000 | 152,000 | 152,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 20,980,000 | 20,045,000 | 20,009,000 | 18,269,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,920,000 | 43,611,000 | 43,010,000 | 41,979,000 |
| Interest-bearing deposits | 41,576,000 | 38,805,000 | 37,608,000 | 37,286,000 |
| Noninterest-bearing deposits | 5,344,000 | 4,806,000 | 5,402,000 | 4,693,000 |
| Equity capital | 5,138,000 | 5,149,000 | 5,320,000 | 5,260,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 767,000 | 1,548,000 | 2,288,000 | 2,989,000 |
| Interest expense | 212,000 | 417,000 | 604,000 | 773,000 |
| Net interest income | 555,000 | 1,131,000 | 1,684,000 | 2,216,000 |
| Noninterest income | 94,000 | 201,000 | 306,000 | 415,000 |
| Noninterest expense | 391,000 | 739,000 | 1,125,000 | 1,519,000 |
| Provision for loan losses | 9,000 | 9,000 | 22,000 | 40,000 |
| Pretax income | 249,000 | 584,000 | 843,000 | 1,072,000 |
| Income tax | 77,000 | 186,000 | 274,000 | 348,000 |
| Net income | 172,000 | 398,000 | 569,000 | 724,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,583,000 | 3,621,000 | 3,819,000 | 3,786,000 |
| Total capital | 3,735,000 | 3,773,000 | 3,971,000 | 3,938,000 |
| Risk-weighted assets | 28,917,000 | 27,441,000 | 27,030,000 | 26,092,000 |