Call reports 2012
BLUESTEM NATIONAL BANK — 2012
What BLUESTEM NATIONAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 98,615,000 | 93,191,000 | 96,830,000 | 107,608,000 |
| Total loans | 32,676,000 | 33,202,000 | 32,845,000 | 32,962,000 |
| Allowance for loan losses | 309,000 | 264,000 | 262,000 | 258,000 |
| Securities available for sale | 42,447,000 | 41,784,000 | 49,318,000 | 26,447,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,538,000 | 78,140,000 | 81,550,000 | 99,889,000 |
| Interest-bearing deposits | 71,696,000 | 68,063,000 | 72,049,000 | 81,785,000 |
| Noninterest-bearing deposits | 11,842,000 | 10,077,000 | 9,501,000 | 18,104,000 |
| Equity capital | 14,511,000 | 14,484,000 | 14,679,000 | 7,412,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 659,000 | 1,261,000 | 1,858,000 | 2,453,000 |
| Interest expense | 54,000 | 102,000 | 151,000 | 196,000 |
| Net interest income | 605,000 | 1,159,000 | 1,707,000 | 2,257,000 |
| Noninterest income | 94,000 | 218,000 | 319,000 | 527,000 |
| Noninterest expense | 589,000 | 1,110,000 | 1,700,000 | 2,630,000 |
| Provision for loan losses | 80,000 | 80,000 | 80,000 | 80,000 |
| Pretax income | 147,000 | 497,000 | 620,000 | 858,000 |
| Income tax | 93,000 | 212,000 | 248,000 | 263,000 |
| Net income | 54,000 | 285,000 | 372,000 | 595,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,833,000 | 13,849,000 | 13,936,000 | 7,059,000 |
| Total capital | 14,142,000 | 14,113,000 | 14,198,000 | 7,317,000 |
| Risk-weighted assets | 50,862,000 | 47,623,000 | 47,052,000 | 48,064,000 |