Call reports 2011
BLUESTEM NATIONAL BANK — 2011
What BLUESTEM NATIONAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 93,266,000 | 93,142,000 | 92,024,000 | 93,021,000 |
| Total loans | 32,397,000 | 32,947,000 | 35,816,000 | 37,211,000 |
| Allowance for loan losses | 285,000 | 245,000 | 238,000 | 285,000 |
| Securities available for sale | 38,108,000 | 44,663,000 | 43,318,000 | 43,406,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 217,000 | 0 | 0 | 0 |
| Total deposits | 79,303,000 | 78,661,000 | 76,745,000 | 77,835,000 |
| Interest-bearing deposits | 67,372,000 | 67,745,000 | 66,617,000 | 63,275,000 |
| Noninterest-bearing deposits | 11,931,000 | 10,916,000 | 10,128,000 | 14,560,000 |
| Equity capital | 13,657,000 | 14,042,000 | 14,620,000 | 14,499,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 653,000 | 1,333,000 | 2,046,000 | 2,756,000 |
| Interest expense | 92,000 | 172,000 | 248,000 | 306,000 |
| Net interest income | 561,000 | 1,161,000 | 1,798,000 | 2,450,000 |
| Noninterest income | 97,000 | 209,000 | 320,000 | 454,000 |
| Noninterest expense | 547,000 | 1,133,000 | 1,719,000 | 2,301,000 |
| Provision for loan losses | 0 | 0 | 0 | 55,000 |
| Pretax income | 111,000 | 323,000 | 488,000 | 640,000 |
| Income tax | 21,000 | 94,000 | 134,000 | 114,000 |
| Net income | 90,000 | 229,000 | 354,000 | 526,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,648,000 | 13,677,000 | 13,779,000 | 13,792,000 |
| Total capital | 13,933,000 | 13,922,000 | 14,017,000 | 14,077,000 |
| Risk-weighted assets | 46,828,000 | 50,127,000 | 52,091,000 | 53,555,000 |