Call reports 2010
BLUESTEM NATIONAL BANK — 2010
What BLUESTEM NATIONAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 85,852,000 | 85,443,000 | 93,153,000 | 87,614,000 |
| Total loans | 33,239,000 | 33,895,000 | 33,383,000 | 35,369,000 |
| Allowance for loan losses | 148,000 | 577,000 | 287,000 | 284,000 |
| Securities available for sale | 33,565,000 | 30,353,000 | 37,401,000 | 37,485,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 217,000 |
| Total deposits | 71,239,000 | 71,282,000 | 78,811,000 | 73,921,000 |
| Interest-bearing deposits | 62,038,000 | 63,049,000 | 68,277,000 | 60,440,000 |
| Noninterest-bearing deposits | 9,201,000 | 8,233,000 | 10,534,000 | 13,481,000 |
| Equity capital | 13,969,000 | 13,605,000 | 13,785,000 | 13,448,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 731,000 | 1,455,000 | 2,140,000 | 2,848,000 |
| Interest expense | 170,000 | 333,000 | 489,000 | 603,000 |
| Net interest income | 561,000 | 1,122,000 | 1,651,000 | 2,245,000 |
| Noninterest income | 99,000 | 216,000 | 323,000 | 427,000 |
| Noninterest expense | 621,000 | 1,196,000 | 1,729,000 | 2,230,000 |
| Provision for loan losses | 0 | 428,000 | 428,000 | 428,000 |
| Pretax income | 39,000 | -189,000 | -83,000 | 166,000 |
| Income tax | 8,000 | 8,000 | 26,000 | -92,000 |
| Net income | 31,000 | -197,000 | -109,000 | 258,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,550,000 | 13,212,000 | 13,301,000 | 13,558,000 |
| Total capital | 13,698,000 | 13,779,000 | 13,588,000 | 13,842,000 |
| Risk-weighted assets | 49,438,000 | 45,379,000 | 45,450,000 | 48,321,000 |