Call reports 2007
BLUESTEM NATIONAL BANK — 2007
What BLUESTEM NATIONAL BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 72,666,000 | 71,555,000 | 73,392,000 | 76,210,000 |
| Total loans | 28,451,000 | 29,149,000 | 30,194,000 | 33,769,000 |
| Allowance for loan losses | 184,000 | 189,000 | 190,000 | 192,000 |
| Securities available for sale | 37,320,000 | 34,726,000 | 34,930,000 | 35,443,000 |
| Securities held to maturity | 4,000 | 2,000 | 2,000 | 2,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,804,000 | 58,108,000 | 59,377,000 | 62,314,000 |
| Interest-bearing deposits | 51,327,000 | 51,836,000 | 52,561,000 | 54,445,000 |
| Noninterest-bearing deposits | 7,477,000 | 6,272,000 | 6,816,000 | 7,869,000 |
| Equity capital | 13,398,000 | 12,904,000 | 13,311,000 | 13,391,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 979,000 | 1,936,000 | 2,947,000 | 3,966,000 |
| Interest expense | 324,000 | 656,000 | 1,024,000 | 1,395,000 |
| Net interest income | 655,000 | 1,280,000 | 1,923,000 | 2,571,000 |
| Noninterest income | 81,000 | 178,000 | 262,000 | 333,000 |
| Noninterest expense | 519,000 | 1,058,000 | 1,576,000 | 2,106,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 217,000 | 399,000 | 525,000 | 662,000 |
| Income tax | 52,000 | 90,000 | 136,000 | 174,000 |
| Net income | 165,000 | 309,000 | 389,000 | 488,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,565,000 | 13,488,000 | 13,568,000 | 13,448,000 |
| Total capital | 13,749,000 | 13,677,000 | 13,758,000 | 13,640,000 |
| Risk-weighted assets | 41,704,000 | 42,341,000 | 44,643,000 | 48,713,000 |