Call reports 2006

BLUESTEM NATIONAL BANK — 2006

Name: BLUESTEM NATIONAL BANK — FFIEC call report 2006
Creator: BLUESTEM NATIONAL BANK

What BLUESTEM NATIONAL BANK reported to the FFIEC in 2006, quarter by quarter.

PERIOD: 2006SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/9ae93cac-de01-4a8e-b32f-9674e066a4cc/2006

Balance sheet

What the bank holds and owes at quarter end

Measure	2006Q1	2006Q2	2006Q3	2006Q4
Total assets	74,344,000	77,649,000	74,221,000	74,119,000
Total loans	27,905,000	28,158,000	29,392,000	30,099,000
Allowance for loan losses	198,000	130,000	134,000	137,000
Securities available for sale	40,250,000	38,948,000	39,146,000	37,482,000
Securities held to maturity	6,000	5,000	5,000	4,000
Trading assets	0	0	0	0
Total deposits	61,199,000	64,806,000	60,503,000	60,247,000
Interest-bearing deposits	52,770,000	56,112,000	53,557,000	52,371,000
Noninterest-bearing deposits	8,429,000	8,694,000	6,946,000	7,876,000
Equity capital	12,855,000	12,504,000	13,152,000	13,229,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2006Q1	2006Q2	2006Q3	2006Q4
Interest income	895,000	1,843,000	2,842,000	3,848,000
Interest expense	256,000	545,000	854,000	1,179,000
Net interest income	639,000	1,298,000	1,988,000	2,669,000
Noninterest income	69,000	157,000	249,000	324,000
Noninterest expense	610,000	1,223,000	1,800,000	2,379,000
Provision for loan losses	0	-75,000	-75,000	-75,000
Pretax income	75,000	279,000	482,000	659,000
Income tax	7,000	53,000	82,000	122,000
Net income	68,000	226,000	400,000	537,000

Basel measures — not reported for every quarter

Measure	2006Q1	2006Q2	2006Q3	2006Q4
Tier 1 capital	12,324,000	13,143,000	13,376,000	13,399,000
Total capital	12,522,000	13,273,000	13,510,000	13,536,000
Risk-weighted assets	41,100,000	41,580,000	41,680,000	41,711,000