Call reports 2005

BLUESTEM NATIONAL BANK — 2005

Name: BLUESTEM NATIONAL BANK — FFIEC call report 2005
Creator: BLUESTEM NATIONAL BANK

What BLUESTEM NATIONAL BANK reported to the FFIEC in 2005, quarter by quarter.

PERIOD: 2005SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/9ae93cac-de01-4a8e-b32f-9674e066a4cc/2005

Balance sheet

What the bank holds and owes at quarter end

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Total assets	79,581,000	79,326,000	75,694,000	76,256,000
Total loans	25,348,000	26,430,000	26,265,000	27,883,000
Allowance for loan losses	210,000	174,000	189,000	190,000
Securities available for sale	42,615,000	43,904,000	41,639,000	41,567,000
Securities held to maturity	110,000	7,000	7,000	7,000
Trading assets	0	0	0	0
Total deposits	65,988,000	65,303,000	61,912,000	62,923,000
Interest-bearing deposits	58,741,000	59,027,000	55,802,000	54,436,000
Noninterest-bearing deposits	7,247,000	6,276,000	6,110,000	8,487,000
Equity capital	13,063,000	13,300,000	13,195,000	12,904,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Interest income	834,000	1,681,000	2,556,000	3,457,000
Interest expense	218,000	450,000	696,000	954,000
Net interest income	616,000	1,231,000	1,860,000	2,503,000
Noninterest income	82,000	186,000	263,000	346,000
Noninterest expense	556,000	1,124,000	1,742,000	2,345,000
Provision for loan losses	0	-46,000	-46,000	-46,000
Pretax income	142,000	347,000	435,000	558,000
Income tax	21,000	69,000	77,000	97,000
Net income	121,000	278,000	358,000	461,000

Basel measures — not reported for every quarter

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Tier 1 capital	12,756,000	12,808,000	12,890,000	12,430,000
Total capital	12,966,000	12,982,000	13,079,000	12,620,000
Risk-weighted assets	41,284,000	41,694,000	40,910,000	41,475,000