Call reports 2004

BLUESTEM NATIONAL BANK — 2004

Name: BLUESTEM NATIONAL BANK — FFIEC call report 2004
Creator: BLUESTEM NATIONAL BANK

What BLUESTEM NATIONAL BANK reported to the FFIEC in 2004, quarter by quarter.

PERIOD: 2004SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/9ae93cac-de01-4a8e-b32f-9674e066a4cc/2004

Balance sheet

What the bank holds and owes at quarter end

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Total assets	82,194,000	79,594,000	79,656,000	79,182,000
Total loans	22,920,000	22,643,000	23,557,000	25,857,000
Allowance for loan losses	287,000	288,000	286,000	231,000
Securities available for sale	42,475,000	44,645,000	45,426,000	44,254,000
Securities held to maturity	344,000	337,000	318,000	115,000
Trading assets	0	0	0	0
Total deposits	67,410,000	66,266,000	65,305,000	65,251,000
Interest-bearing deposits	61,379,000	60,608,000	59,796,000	58,421,000
Noninterest-bearing deposits	6,031,000	5,658,000	5,509,000	6,830,000
Equity capital	14,016,000	12,997,000	13,611,000	13,349,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Interest income	865,000	1,659,000	2,465,000	3,295,000
Interest expense	251,000	481,000	704,000	925,000
Net interest income	614,000	1,178,000	1,761,000	2,370,000
Noninterest income	87,000	185,000	263,000	332,000
Noninterest expense	598,000	1,154,000	1,767,000	2,361,000
Provision for loan losses	-50,000	-50,000	-50,000	-50,000
Pretax income	325,000	441,000	554,000	662,000
Income tax	29,000	51,000	72,000	93,000
Net income	296,000	390,000	482,000	569,000

Basel measures — not reported for every quarter

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Tier 1 capital	12,477,000	12,465,000	12,617,000	12,600,000
Total capital	12,764,000	12,753,000	12,903,000	12,831,000
Risk-weighted assets	37,603,000	37,448,000	38,940,000	40,972,000