Call reports 2002
BLUESTEM NATIONAL BANK — 2002
What BLUESTEM NATIONAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 79,297,000 | 79,609,000 | 82,035,000 | 83,577,000 |
| Total loans | 28,529,000 | 26,943,000 | 25,021,000 | 25,883,000 |
| Allowance for loan losses | 473,000 | 321,000 | 318,000 | 318,000 |
| Securities available for sale | 36,973,000 | 42,870,000 | 43,896,000 | 46,493,000 |
| Securities held to maturity | 816,000 | 781,000 | 765,000 | 621,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,817,000 | 65,206,000 | 67,002,000 | 68,428,000 |
| Interest-bearing deposits | 61,214,000 | 59,593,000 | 61,691,000 | 62,247,000 |
| Noninterest-bearing deposits | 4,603,000 | 5,613,000 | 5,311,000 | 6,181,000 |
| Equity capital | 12,697,000 | 13,417,000 | 13,891,000 | 13,984,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,244,000 | 2,288,000 | 3,319,000 | 4,311,000 |
| Interest expense | 469,000 | 905,000 | 1,320,000 | 1,706,000 |
| Net interest income | 775,000 | 1,383,000 | 1,999,000 | 2,605,000 |
| Noninterest income | 69,000 | 160,000 | 241,000 | 366,000 |
| Noninterest expense | 692,000 | 1,201,000 | 1,766,000 | 2,279,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 152,000 | 342,000 | 527,000 | 750,000 |
| Income tax | 65,000 | 77,000 | 121,000 | 178,000 |
| Net income | 87,000 | 265,000 | 406,000 | 572,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,454,000 | 11,553,000 | 11,751,000 | 11,755,000 |
| Total capital | 11,927,000 | 11,874,000 | 12,069,000 | 12,073,000 |
| Risk-weighted assets | 40,646,000 | 38,945,000 | 38,863,000 | 40,633,000 |