Call reports 2016
MITCHELL BANK — 2016
What MITCHELL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 50,956,000 | 50,667,000 | 50,972,000 | 50,083,000 |
| Total loans | 20,840,000 | 19,442,000 | 19,691,000 | 19,245,000 |
| Allowance for loan losses | 448,000 | 288,000 | 311,000 | 225,000 |
| Securities available for sale | 26,000 | 23,000 | 21,000 | 19,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,667,000 | 42,369,000 | 42,708,000 | 41,871,000 |
| Interest-bearing deposits | 32,445,000 | 30,857,000 | 31,836,000 | 31,541,000 |
| Noninterest-bearing deposits | 10,222,000 | 11,512,000 | 10,872,000 | 10,330,000 |
| Equity capital | 8,166,000 | 8,162,000 | 8,149,000 | 8,088,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 360,000 | 713,000 | 1,126,000 | 1,491,000 |
| Interest expense | 15,000 | 29,000 | 44,000 | 58,000 |
| Net interest income | 345,000 | 684,000 | 1,082,000 | 1,433,000 |
| Noninterest income | 395,000 | 597,000 | 726,000 | 834,000 |
| Noninterest expense | 550,000 | 1,095,000 | 1,635,000 | 2,154,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 190,000 | 186,000 | 173,000 | 113,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 190,000 | 186,000 | 173,000 | 113,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,897,000 | 7,894,000 | 7,908,000 | 7,847,000 |
| Total capital | 8,188,000 | 8,170,000 | 8,176,000 | 8,072,000 |
| Risk-weighted assets | 22,987,000 | 21,941,000 | 21,306,000 | 21,096,000 |