Call reports 2015
MITCHELL BANK — 2015
What MITCHELL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 53,591,000 | 51,829,000 | 52,018,000 | 50,538,000 |
| Total loans | 24,521,000 | 23,573,000 | 22,805,000 | 22,637,000 |
| Allowance for loan losses | 635,000 | 540,000 | 538,000 | 534,000 |
| Securities available for sale | 43,000 | 37,000 | 34,000 | 29,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,476,000 | 43,684,000 | 43,978,000 | 42,387,000 |
| Interest-bearing deposits | 34,760,000 | 33,211,000 | 33,873,000 | 31,957,000 |
| Noninterest-bearing deposits | 10,716,000 | 10,473,000 | 10,105,000 | 10,430,000 |
| Equity capital | 7,899,000 | 7,932,000 | 7,887,000 | 7,977,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 431,000 | 867,000 | 1,280,000 | 1,660,000 |
| Interest expense | 17,000 | 33,000 | 51,000 | 67,000 |
| Net interest income | 414,000 | 834,000 | 1,229,000 | 1,593,000 |
| Noninterest income | 209,000 | 370,000 | 502,000 | 731,000 |
| Noninterest expense | 609,000 | 1,152,000 | 1,723,000 | 2,226,000 |
| Provision for loan losses | 0 | 5,000 | 5,000 | 5,000 |
| Pretax income | 14,000 | 47,000 | 3,000 | 93,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 14,000 | 47,000 | 3,000 | 93,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,528,000 | 7,561,000 | 7,618,000 | 7,708,000 |
| Total capital | 7,895,000 | 7,893,000 | 7,932,000 | 8,021,000 |
| Risk-weighted assets | 29,154,000 | 26,602,000 | 24,716,000 | 24,630,000 |