Call reports 2014
MITCHELL BANK — 2014
What MITCHELL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 54,378,000 | 53,740,000 | 55,680,000 | 51,765,000 |
| Total loans | 28,449,000 | 27,180,000 | 28,353,000 | 26,782,000 |
| Allowance for loan losses | 748,000 | 677,000 | 623,000 | 635,000 |
| Securities available for sale | 64,000 | 58,000 | 53,000 | 47,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,260,000 | 45,469,000 | 47,477,000 | 43,600,000 |
| Interest-bearing deposits | 36,349,000 | 35,971,000 | 37,246,000 | 33,447,000 |
| Noninterest-bearing deposits | 9,911,000 | 9,498,000 | 10,231,000 | 10,153,000 |
| Equity capital | 7,910,000 | 8,009,000 | 7,925,000 | 7,885,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 507,000 | 987,000 | 1,426,000 | 1,861,000 |
| Interest expense | 21,000 | 41,000 | 61,000 | 80,000 |
| Net interest income | 486,000 | 946,000 | 1,365,000 | 1,781,000 |
| Noninterest income | 366,000 | 659,000 | 854,000 | 993,000 |
| Noninterest expense | 730,000 | 1,371,000 | 2,044,000 | 2,628,000 |
| Provision for loan losses | 36,000 | 48,000 | 72,000 | 84,000 |
| Pretax income | 86,000 | 186,000 | 103,000 | 62,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 86,000 | 186,000 | 103,000 | 62,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,675,000 | 7,775,000 | 7,620,000 | 7,580,000 |
| Total capital | 8,055,000 | 8,139,000 | 7,996,000 | 7,925,000 |
| Risk-weighted assets | 30,013,000 | 28,836,000 | 29,865,000 | 27,331,000 |