Call reports 2009
MITCHELL BANK — 2009
What MITCHELL BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 76,209,000 | 77,347,000 | 77,713,000 | 73,623,000 |
| Total loans | 64,535,000 | 63,834,000 | 60,220,000 | 57,808,000 |
| Allowance for loan losses | 1,145,000 | 1,176,000 | 1,462,000 | 1,434,000 |
| Securities available for sale | 1,219,000 | 1,111,000 | 1,029,000 | 950,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,218,000 | 64,097,000 | 64,647,000 | 59,868,000 |
| Interest-bearing deposits | 51,969,000 | 52,961,000 | 53,891,000 | 49,375,000 |
| Noninterest-bearing deposits | 10,249,000 | 11,136,000 | 10,756,000 | 10,493,000 |
| Equity capital | 9,392,000 | 9,371,000 | 9,243,000 | 9,073,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,118,000 | 2,191,000 | 3,251,000 | 4,192,000 |
| Interest expense | 341,000 | 646,000 | 931,000 | 1,149,000 |
| Net interest income | 777,000 | 1,545,000 | 2,320,000 | 3,043,000 |
| Noninterest income | 68,000 | 145,000 | 217,000 | 294,000 |
| Noninterest expense | 701,000 | 1,549,000 | 2,269,000 | 3,145,000 |
| Provision for loan losses | 30,000 | 60,000 | 408,000 | 578,000 |
| Pretax income | 114,000 | 81,000 | -140,000 | -386,000 |
| Income tax | 45,000 | 32,000 | -55,000 | -131,000 |
| Net income | 69,000 | 49,000 | -85,000 | -255,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,371,000 | 9,350,000 | 9,216,000 | 9,047,000 |
| Total capital | 10,111,000 | 10,097,000 | 9,938,000 | 9,743,000 |
| Risk-weighted assets | 58,819,000 | 59,307,000 | 57,057,000 | 54,976,000 |