Call reports 2005
MITCHELL BANK — 2005
What MITCHELL BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 79,513,000 | 81,149,000 | 80,080,000 | 80,720,000 |
| Total loans | 64,513,000 | 66,780,000 | 67,845,000 | 68,920,000 |
| Allowance for loan losses | 679,000 | 749,000 | 743,000 | 801,000 |
| Securities available for sale | 5,479,000 | 4,311,000 | 4,067,000 | 3,809,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,084,000 | 69,639,000 | 68,004,000 | 66,134,000 |
| Interest-bearing deposits | 56,095,000 | 56,446,000 | 55,333,000 | 53,373,000 |
| Noninterest-bearing deposits | 11,989,000 | 13,193,000 | 12,671,000 | 12,761,000 |
| Equity capital | 8,673,000 | 8,890,000 | 9,023,000 | 8,844,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,139,000 | 2,377,000 | 3,619,000 | 4,919,000 |
| Interest expense | 261,000 | 560,000 | 879,000 | 1,221,000 |
| Net interest income | 878,000 | 1,817,000 | 2,740,000 | 3,698,000 |
| Noninterest income | 149,000 | 248,000 | 354,000 | 449,000 |
| Noninterest expense | 709,000 | 1,391,000 | 2,122,000 | 2,864,000 |
| Provision for loan losses | 69,000 | 138,000 | 207,000 | 276,000 |
| Pretax income | 249,000 | 523,000 | 752,000 | 994,000 |
| Income tax | 98,000 | 191,000 | 272,000 | 367,000 |
| Net income | 151,000 | 332,000 | 480,000 | 627,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,710,000 | 8,891,000 | 9,039,000 | 8,886,000 |
| Total capital | 9,389,000 | 9,640,000 | 9,782,000 | 9,658,000 |
| Risk-weighted assets | 59,701,000 | 60,407,000 | 61,445,000 | 61,722,000 |