Call reports 2001
MITCHELL BANK — 2001
What MITCHELL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 75,949,000 | 70,315,000 | 73,139,000 | 69,822,000 |
| Total loans | 60,431,000 | 56,849,000 | 55,537,000 | 56,432,000 |
| Allowance for loan losses | 816,000 | 845,000 | 840,000 | 705,000 |
| Securities available for sale | 10,523,000 | 8,139,000 | 7,367,000 | 6,642,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,411,000 | 58,310,000 | 61,603,000 | 58,853,000 |
| Interest-bearing deposits | 47,180,000 | 47,168,000 | 49,063,000 | 45,899,000 |
| Noninterest-bearing deposits | 12,231,000 | 11,142,000 | 12,540,000 | 12,954,000 |
| Equity capital | 8,735,000 | 8,667,000 | 8,753,000 | 8,207,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,438,000 | 2,787,000 | 4,096,000 | 5,348,000 |
| Interest expense | 618,000 | 1,173,000 | 1,654,000 | 2,042,000 |
| Net interest income | 820,000 | 1,614,000 | 2,442,000 | 3,306,000 |
| Noninterest income | 92,000 | 196,000 | 287,000 | 392,000 |
| Noninterest expense | 618,000 | 1,188,000 | 1,814,000 | 2,405,000 |
| Provision for loan losses | 45,000 | 90,000 | 90,000 | 172,000 |
| Pretax income | 249,000 | 536,000 | 829,000 | 1,125,000 |
| Income tax | 85,000 | 181,000 | 286,000 | 388,000 |
| Net income | 164,000 | 355,000 | 543,000 | 737,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,707,000 | 8,684,000 | 8,692,000 | 8,164,000 |
| Total capital | 9,484,000 | 9,409,000 | 9,410,000 | 8,869,000 |
| Risk-weighted assets | 62,116,000 | 57,871,000 | 57,335,000 | 57,678,000 |