Call reports 2026
MIDWEST HERITAGE BANK, FSB — 2026
What MIDWEST HERITAGE BANK, FSB reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 490,003,000 | 768,310,000 |
| Total loans | 384,727,000 | 529,880,000 |
| Allowance for loan losses | 3,874,000 | 8,005,000 |
| Securities available for sale | 52,201,000 | 130,689,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 399,959,000 | 649,582,000 |
| Interest-bearing deposits | 318,011,000 | 527,410,000 |
| Noninterest-bearing deposits | 81,948,000 | 122,172,000 |
| Equity capital | 69,249,000 | 92,944,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 6,536,000 | 15,785,000 |
| Interest expense | 1,955,000 | 4,632,000 |
| Net interest income | 4,581,000 | 11,153,000 |
| Noninterest income | 3,671,000 | 10,228,000 |
| Noninterest expense | 6,745,000 | 14,529,000 |
| Provision for loan losses | 0 | 150,000 |
| Pretax income | 1,507,000 | 6,702,000 |
| Income tax | 361,000 | 1,606,000 |
| Net income | 1,146,000 | 5,096,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 70,141,000 | 81,663,000 |
| Total capital | 74,140,000 | 88,690,000 |
| Risk-weighted assets | 401,199,000 | 561,067,000 |