Call reports 2019
MIDWEST HERITAGE BANK, FSB — 2019
What MIDWEST HERITAGE BANK, FSB reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 270,699,000 | 276,683,000 | 284,840,000 | 285,828,000 |
| Total loans | 196,836,000 | 208,190,000 | 209,803,000 | 215,930,000 |
| Allowance for loan losses | 2,133,000 | 2,323,000 | 2,257,000 | 2,198,000 |
| Securities available for sale | 28,476,000 | 28,364,000 | 28,565,000 | 28,082,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 230,620,000 | 220,402,000 | 212,381,000 | 211,440,000 |
| Interest-bearing deposits | 123,415,000 | 171,766,000 | 160,468,000 | 160,238,000 |
| Noninterest-bearing deposits | 107,205,000 | 48,636,000 | 51,913,000 | 51,202,000 |
| Equity capital | 36,943,000 | 36,358,000 | 37,602,000 | 39,006,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,818,000 | 5,588,000 | 8,527,000 | 11,544,000 |
| Interest expense | 336,000 | 717,000 | 1,164,000 | 1,618,000 |
| Net interest income | 2,482,000 | 4,871,000 | 7,363,000 | 9,926,000 |
| Noninterest income | 4,080,000 | 7,577,000 | 10,891,000 | 14,537,000 |
| Noninterest expense | 4,057,000 | 8,197,000 | 12,418,000 | 16,758,000 |
| Provision for loan losses | 321,000 | 516,000 | 516,000 | 516,000 |
| Pretax income | 2,185,000 | 3,736,000 | 5,321,000 | 7,176,000 |
| Income tax | 510,000 | 882,000 | 1,251,000 | 1,684,000 |
| Net income | 1,675,000 | 2,854,000 | 4,070,000 | 5,492,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,642,000 | 34,858,000 | 36,112,000 | 37,570,000 |
| Total capital | 37,775,000 | 37,181,000 | 38,369,000 | 39,768,000 |
| Risk-weighted assets | 196,411,000 | 209,533,000 | 213,617,000 | 220,570,000 |