Call reports 2018
MIDWEST HERITAGE BANK, FSB — 2018
What MIDWEST HERITAGE BANK, FSB reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 284,070,000 | 265,506,000 | 265,676,000 | 272,118,000 |
| Total loans | 198,829,000 | 205,040,000 | 204,461,000 | 203,050,000 |
| Allowance for loan losses | 2,162,000 | 2,057,000 | 2,228,000 | 2,071,000 |
| Securities available for sale | 30,027,000 | 28,635,000 | 28,058,000 | 27,819,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 248,913,000 | 215,071,000 | 210,878,000 | 213,174,000 |
| Interest-bearing deposits | 144,159,000 | 171,870,000 | 123,746,000 | 120,596,000 |
| Noninterest-bearing deposits | 104,754,000 | 43,201,000 | 87,132,000 | 92,578,000 |
| Equity capital | 31,686,000 | 32,776,000 | 32,550,000 | 35,038,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,639,000 | 5,396,000 | 8,159,000 | 10,919,000 |
| Interest expense | 267,000 | 560,000 | 967,000 | 1,478,000 |
| Net interest income | 2,372,000 | 4,836,000 | 7,192,000 | 9,441,000 |
| Noninterest income | 2,805,000 | 5,513,000 | 8,159,000 | 12,855,000 |
| Noninterest expense | 3,715,000 | 7,441,000 | 11,036,000 | 14,935,000 |
| Provision for loan losses | 0 | 50,000 | 230,000 | 252,000 |
| Pretax income | 1,462,000 | 2,858,000 | 4,087,000 | 7,111,000 |
| Income tax | 276,000 | 604,000 | 921,000 | 1,628,000 |
| Net income | 1,186,000 | 2,254,000 | 3,166,000 | 5,483,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,531,000 | 31,625,000 | 31,575,000 | 33,929,000 |
| Total capital | 32,693,000 | 33,682,000 | 33,803,000 | 36,000,000 |
| Risk-weighted assets | 192,149,000 | 200,741,000 | 199,751,000 | 198,005,000 |