Call reports 2017
MIDWEST HERITAGE BANK, FSB — 2017
What MIDWEST HERITAGE BANK, FSB reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 256,650,000 | 246,458,000 | 249,922,000 | 261,210,000 |
| Total loans | 175,757,000 | 186,525,000 | 194,090,000 | 201,232,000 |
| Allowance for loan losses | 1,856,000 | 2,003,000 | 2,110,000 | 2,159,000 |
| Securities available for sale | 33,472,000 | 31,759,000 | 31,642,000 | 31,621,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 222,451,000 | 209,718,000 | 198,801,000 | 196,908,000 |
| Interest-bearing deposits | 177,052,000 | 165,686,000 | 116,400,000 | 126,362,000 |
| Noninterest-bearing deposits | 45,399,000 | 44,032,000 | 82,401,000 | 70,546,000 |
| Equity capital | 30,175,000 | 29,192,000 | 29,847,000 | 30,684,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,311,000 | 4,684,000 | 7,202,000 | 9,843,000 |
| Interest expense | 149,000 | 307,000 | 509,000 | 798,000 |
| Net interest income | 2,162,000 | 4,377,000 | 6,693,000 | 9,045,000 |
| Noninterest income | 3,194,000 | 6,128,000 | 8,712,000 | 11,368,000 |
| Noninterest expense | 3,648,000 | 7,246,000 | 10,950,000 | 14,682,000 |
| Provision for loan losses | 85,000 | 235,000 | 360,000 | 410,000 |
| Pretax income | 1,623,000 | 3,026,000 | 4,098,000 | 5,318,000 |
| Income tax | 600,000 | 1,116,000 | 1,533,000 | 1,738,000 |
| Net income | 1,023,000 | 1,910,000 | 2,565,000 | 3,580,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,876,000 | 26,757,000 | 27,382,000 | 29,706,000 |
| Total capital | 29,732,000 | 28,760,000 | 29,492,000 | 31,865,000 |
| Risk-weighted assets | 171,089,000 | 181,647,000 | 187,677,000 | 197,028,000 |