Call reports 2024
STOCKMENS BANK — 2024
What STOCKMENS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 42,430,000 | 42,048,000 | 42,194,000 | 43,664,000 |
| Total loans | 12,403,000 | 12,480,000 | 12,951,000 | 11,457,000 |
| Allowance for loan losses | 235,000 | 236,000 | 236,000 | 236,000 |
| Securities available for sale | 8,110,000 | 8,627,000 | 8,109,000 | 6,841,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,051,000 | 37,539,000 | 37,757,000 | 40,210,000 |
| Interest-bearing deposits | 29,111,000 | 28,852,000 | 28,399,000 | 28,572,000 |
| Noninterest-bearing deposits | 8,940,000 | 8,687,000 | 9,358,000 | 11,638,000 |
| Equity capital | 4,284,000 | 4,368,000 | 4,250,000 | 3,219,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 444,000 | 872,000 | 1,341,000 | 1,830,000 |
| Interest expense | 88,000 | 195,000 | 311,000 | 434,000 |
| Net interest income | 356,000 | 677,000 | 1,030,000 | 1,396,000 |
| Noninterest income | 15,000 | 26,000 | 40,000 | 108,000 |
| Noninterest expense | 240,000 | 514,000 | 764,000 | 1,549,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 131,000 | 189,000 | 306,000 | -45,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 131,000 | 189,000 | 306,000 | -45,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,740,000 | 4,798,000 | 4,516,000 | 3,509,000 |
| Total capital | 4,924,000 | 4,981,000 | 4,737,000 | 3,745,000 |
| Risk-weighted assets | 14,724,000 | 14,622,000 | 17,713,000 | 19,169,000 |