Call reports 2022
STOCKMENS BANK — 2022
What STOCKMENS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 45,447,000 | 46,297,000 | 44,914,000 | 46,141,000 |
| Total loans | 11,952,000 | 12,288,000 | 12,631,000 | 12,878,000 |
| Allowance for loan losses | 245,000 | 245,000 | 245,000 | 233,000 |
| Securities available for sale | 8,160,000 | 9,042,000 | 9,177,000 | 9,035,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,651,000 | 42,083,000 | 40,821,000 | 42,077,000 |
| Interest-bearing deposits | 31,651,000 | 32,678,000 | 30,663,000 | 31,293,000 |
| Noninterest-bearing deposits | 9,000,000 | 9,405,000 | 10,158,000 | 10,784,000 |
| Equity capital | 4,184,000 | 4,061,000 | 3,878,000 | 4,045,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 305,000 | 612,000 | 931,000 | 1,284,000 |
| Interest expense | 47,000 | 96,000 | 146,000 | 196,000 |
| Net interest income | 258,000 | 516,000 | 785,000 | 1,088,000 |
| Noninterest income | 14,000 | 27,000 | 40,000 | 51,000 |
| Noninterest expense | 211,000 | 434,000 | 646,000 | 892,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 61,000 | 109,000 | 179,000 | 221,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 61,000 | 109,000 | 179,000 | 221,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,531,000 | 4,579,000 | 4,649,000 | 4,691,000 |
| Total capital | 4,691,000 | 4,746,000 | 4,825,000 | 4,881,000 |
| Risk-weighted assets | 12,792,000 | 13,295,000 | 14,092,000 | 15,163,000 |