Call reports 2020
STOCKMENS BANK — 2020
What STOCKMENS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 38,466,000 | 38,548,000 | 39,415,000 | 40,507,000 |
| Total loans | 12,614,000 | 13,097,000 | 13,036,000 | 12,019,000 |
| Allowance for loan losses | 247,000 | 247,000 | 247,000 | 247,000 |
| Securities available for sale | 3,347,000 | 3,341,000 | 2,683,000 | 2,787,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,662,000 | 33,785,000 | 34,514,000 | 35,800,000 |
| Interest-bearing deposits | 28,230,000 | 27,779,000 | 28,196,000 | 28,800,000 |
| Noninterest-bearing deposits | 5,432,000 | 6,006,000 | 6,318,000 | 7,000,000 |
| Equity capital | 4,491,000 | 4,589,000 | 4,660,000 | 4,680,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 323,000 | 662,000 | 987,000 | 1,292,000 |
| Interest expense | 69,000 | 134,000 | 193,000 | 250,000 |
| Net interest income | 254,000 | 528,000 | 794,000 | 1,042,000 |
| Noninterest income | 25,000 | 41,000 | 39,000 | 52,000 |
| Noninterest expense | 204,000 | 429,000 | 635,000 | 872,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 75,000 | 140,000 | 211,000 | 235,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 75,000 | 140,000 | 211,000 | 235,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,442,000 | 4,507,000 | 4,578,000 | 4,598,000 |
| Total capital | 4,604,000 | 4,677,000 | 4,745,000 | 4,755,000 |
| Risk-weighted assets | 12,903,000 | 13,568,000 | 13,301,000 | 12,548,000 |