Call reports 2016
STOCKMENS BANK — 2016
What STOCKMENS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 34,499,000 | 35,625,000 | 33,756,000 | 33,986,000 |
| Total loans | 11,695,000 | 12,936,000 | 13,007,000 | 13,656,000 |
| Allowance for loan losses | 247,000 | 247,000 | 247,000 | 222,000 |
| Securities available for sale | 6,827,000 | 6,472,000 | 5,762,000 | 5,541,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,145,000 | 30,638,000 | 29,164,000 | 29,272,000 |
| Interest-bearing deposits | 24,355,000 | 25,241,000 | 24,601,000 | 24,039,000 |
| Noninterest-bearing deposits | 4,790,000 | 5,397,000 | 4,563,000 | 5,233,000 |
| Equity capital | 4,192,000 | 4,304,000 | 4,343,000 | 4,246,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 288,000 | 586,000 | 898,000 | 1,186,000 |
| Interest expense | 35,000 | 70,000 | 107,000 | 139,000 |
| Net interest income | 253,000 | 516,000 | 791,000 | 1,047,000 |
| Noninterest income | 14,000 | 32,000 | 44,000 | 76,000 |
| Noninterest expense | 214,000 | 432,000 | 653,000 | 882,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 53,000 | 116,000 | 182,000 | 241,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 53,000 | 116,000 | 182,000 | 241,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,022,000 | 4,085,000 | 4,151,000 | 4,210,000 |
| Total capital | 4,187,000 | 4,266,000 | 4,329,000 | 4,394,000 |
| Risk-weighted assets | 13,255,000 | 14,506,000 | 14,149,000 | 14,665,000 |