Call reports 2015
STOCKMENS BANK — 2015
What STOCKMENS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 34,981,000 | 34,819,000 | 34,799,000 | 35,553,000 |
| Total loans | 11,030,000 | 11,254,000 | 11,651,000 | 10,837,000 |
| Allowance for loan losses | 247,000 | 247,000 | 247,000 | 247,000 |
| Securities available for sale | 7,373,000 | 7,363,000 | 7,368,000 | 7,200,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,803,000 | 30,635,000 | 29,566,000 | 31,322,000 |
| Interest-bearing deposits | 26,298,000 | 25,530,000 | 24,481,000 | 25,308,000 |
| Noninterest-bearing deposits | 4,505,000 | 5,105,000 | 5,085,000 | 6,014,000 |
| Equity capital | 4,106,000 | 4,070,000 | 4,177,000 | 4,212,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 295,000 | 577,000 | 878,000 | 1,158,000 |
| Interest expense | 42,000 | 82,000 | 123,000 | 160,000 |
| Net interest income | 253,000 | 495,000 | 755,000 | 998,000 |
| Noninterest income | 17,000 | 28,000 | 40,000 | 52,000 |
| Noninterest expense | 217,000 | 415,000 | 627,000 | 835,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 53,000 | 108,000 | 168,000 | 215,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 53,000 | 108,000 | 168,000 | 215,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,918,000 | 3,973,000 | 4,033,000 | 4,081,000 |
| Total capital | 4,122,000 | 4,138,000 | 4,204,000 | 4,245,000 |
| Risk-weighted assets | 16,240,000 | 13,009,000 | 13,762,000 | 13,156,000 |