Call reports 2012
STOCKMENS BANK — 2012
What STOCKMENS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 31,460,000 | 30,953,000 | 30,987,000 | 33,588,000 |
| Total loans | 11,830,000 | 11,270,000 | 10,705,000 | 10,072,000 |
| Allowance for loan losses | 227,000 | 253,000 | 242,000 | 242,000 |
| Securities available for sale | 5,845,000 | 6,518,000 | 6,506,000 | 7,237,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,613,000 | 26,972,000 | 26,781,000 | 29,509,000 |
| Interest-bearing deposits | 24,478,000 | 23,637,000 | 23,451,000 | 25,139,000 |
| Noninterest-bearing deposits | 3,135,000 | 3,335,000 | 3,330,000 | 4,370,000 |
| Equity capital | 3,760,000 | 3,849,000 | 4,007,000 | 4,047,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 339,000 | 679,000 | 998,000 | 1,337,000 |
| Interest expense | 65,000 | 126,000 | 184,000 | 243,000 |
| Net interest income | 274,000 | 553,000 | 814,000 | 1,094,000 |
| Noninterest income | 17,000 | 29,000 | 40,000 | 51,000 |
| Noninterest expense | 220,000 | 445,000 | 668,000 | 909,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 71,000 | 137,000 | 186,000 | 236,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 71,000 | 137,000 | 186,000 | 236,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,669,000 | 3,735,000 | 3,784,000 | 3,834,000 |
| Total capital | 3,896,000 | 3,988,000 | 4,026,000 | 4,076,000 |
| Risk-weighted assets | 20,676,000 | 20,451,000 | 19,748,000 | 20,376,000 |