Call reports 2009
STOCKMENS BANK — 2009
What STOCKMENS BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 23,862,000 | 24,560,000 | 25,126,000 | 26,574,000 |
| Total loans | 10,723,000 | 12,125,000 | 12,235,000 | 11,895,000 |
| Allowance for loan losses | 158,000 | 158,000 | 160,000 | 170,000 |
| Securities available for sale | 4,127,000 | 3,761,000 | 3,890,000 | 3,752,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,314,000 | 20,770,000 | 21,357,000 | 22,672,000 |
| Interest-bearing deposits | 17,638,000 | 18,182,000 | 18,712,000 | 19,519,000 |
| Noninterest-bearing deposits | 2,676,000 | 2,588,000 | 2,645,000 | 3,153,000 |
| Equity capital | 3,261,000 | 3,413,000 | 3,542,000 | 3,583,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 342,000 | 677,000 | 1,051,000 | 1,405,000 |
| Interest expense | 102,000 | 201,000 | 300,000 | 401,000 |
| Net interest income | 240,000 | 476,000 | 751,000 | 1,004,000 |
| Noninterest income | 15,000 | 28,000 | 45,000 | 63,000 |
| Noninterest expense | 210,000 | 413,000 | 612,000 | 822,000 |
| Provision for loan losses | 0 | 0 | 40,000 | 50,000 |
| Pretax income | 45,000 | 91,000 | 144,000 | 175,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 45,000 | 91,000 | 144,000 | 175,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,431,000 | 3,478,000 | 3,530,000 | 3,557,000 |
| Total capital | 3,589,000 | 3,636,000 | 3,690,000 | 3,727,000 |
| Risk-weighted assets | 16,238,000 | 17,436,000 | 17,552,000 | 17,710,000 |