Call reports 2007
STOCKMENS BANK — 2007
What STOCKMENS BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 22,634,000 | 22,540,000 | 23,121,000 | 24,980,000 |
| Total loans | 10,075,000 | 10,698,000 | 10,670,000 | 10,591,000 |
| Allowance for loan losses | 23,000 | 22,000 | 22,000 | 103,000 |
| Securities available for sale | 6,493,000 | 6,158,000 | 5,970,000 | 6,307,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,962,000 | 19,021,000 | 19,438,000 | 21,442,000 |
| Interest-bearing deposits | 16,246,000 | 16,438,000 | 16,677,000 | 17,889,000 |
| Noninterest-bearing deposits | 2,716,000 | 2,583,000 | 2,761,000 | 3,553,000 |
| Equity capital | 3,324,000 | 3,328,000 | 3,431,000 | 3,434,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 347,000 | 712,000 | 1,090,000 | 1,484,000 |
| Interest expense | 126,000 | 257,000 | 392,000 | 533,000 |
| Net interest income | 221,000 | 455,000 | 698,000 | 951,000 |
| Noninterest income | 18,000 | 30,000 | 45,000 | 60,000 |
| Noninterest expense | 197,000 | 390,000 | 588,000 | 799,000 |
| Provision for loan losses | 0 | 0 | 0 | 80,000 |
| Pretax income | 42,000 | 95,000 | 155,000 | 132,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 42,000 | 95,000 | 155,000 | 132,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,384,000 | 3,438,000 | 3,497,000 | 3,474,000 |
| Total capital | 3,407,000 | 3,460,000 | 3,519,000 | 3,577,000 |
| Risk-weighted assets | 15,237,000 | 15,667,000 | 15,740,000 | 16,012,000 |