Call reports 2004
STOCKMENS BANK — 2004
What STOCKMENS BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 24,075,000 | 24,338,000 | 24,187,000 | 24,078,000 |
| Total loans | 9,113,000 | 10,017,000 | 10,311,000 | 10,259,000 |
| Allowance for loan losses | 40,000 | 34,000 | 34,000 | 35,000 |
| Securities available for sale | 7,792,000 | 7,455,000 | 6,884,000 | 6,382,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,502,000 | 20,260,000 | 19,659,000 | 20,778,000 |
| Interest-bearing deposits | 18,276,000 | 18,032,000 | 17,595,000 | 17,976,000 |
| Noninterest-bearing deposits | 2,226,000 | 2,228,000 | 2,064,000 | 2,802,000 |
| Equity capital | 3,320,000 | 3,158,000 | 3,370,000 | 3,257,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 344,000 | 696,000 | 1,036,000 | 1,401,000 |
| Interest expense | 97,000 | 190,000 | 285,000 | 377,000 |
| Net interest income | 247,000 | 506,000 | 751,000 | 1,024,000 |
| Noninterest income | 20,000 | 90,000 | 108,000 | 128,000 |
| Noninterest expense | 183,000 | 426,000 | 625,000 | 939,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 84,000 | 174,000 | 237,000 | 209,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 84,000 | 174,000 | 237,000 | 209,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,127,000 | 3,217,000 | 3,280,000 | 3,252,000 |
| Total capital | 3,167,000 | 3,251,000 | 3,314,000 | 3,287,000 |
| Risk-weighted assets | 15,403,000 | 16,372,000 | 16,077,000 | 16,076,000 |