Call reports 2003
STOCKMENS BANK — 2003
What STOCKMENS BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 22,140,000 | 22,452,000 | 23,735,000 | 24,572,000 |
| Total loans | 10,085,000 | 10,347,000 | 10,558,000 | 9,707,000 |
| Allowance for loan losses | 221,000 | 208,000 | 33,000 | 40,000 |
| Securities available for sale | 5,646,000 | 6,246,000 | 6,267,000 | 7,635,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,075,000 | 19,135,000 | 20,322,000 | 21,107,000 |
| Interest-bearing deposits | 16,973,000 | 16,939,000 | 17,825,000 | 18,798,000 |
| Noninterest-bearing deposits | 2,102,000 | 2,196,000 | 2,497,000 | 2,309,000 |
| Equity capital | 2,961,000 | 3,137,000 | 3,254,000 | 3,221,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 337,000 | 689,000 | 1,041,000 | 1,438,000 |
| Interest expense | 122,000 | 242,000 | 351,000 | 459,000 |
| Net interest income | 215,000 | 447,000 | 690,000 | 979,000 |
| Noninterest income | 17,000 | 90,000 | 107,000 | 116,000 |
| Noninterest expense | 175,000 | 403,000 | 595,000 | 925,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 53,000 | 148,000 | 217,000 | 185,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 53,000 | 148,000 | 217,000 | 185,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,819,000 | 2,915,000 | 3,159,000 | 3,128,000 |
| Total capital | 3,040,000 | 3,119,000 | 3,192,000 | 3,168,000 |
| Risk-weighted assets | 22,403,000 | 16,501,000 | 16,714,000 | 15,985,000 |