Call reports 2002
STOCKMENS BANK — 2002
What STOCKMENS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 20,343,000 | 21,348,000 | 21,587,000 | 22,190,000 |
| Total loans | 9,329,000 | 10,406,000 | 10,640,000 | 10,174,000 |
| Allowance for loan losses | 229,000 | 229,000 | 225,000 | 223,000 |
| Securities available for sale | 6,185,000 | 6,132,000 | 5,570,000 | 5,751,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,405,000 | 18,049,000 | 18,482,000 | 19,200,000 |
| Interest-bearing deposits | 15,639,000 | 15,712,000 | 16,287,000 | 16,740,000 |
| Noninterest-bearing deposits | 1,766,000 | 2,337,000 | 2,195,000 | 2,460,000 |
| Equity capital | 2,623,000 | 2,793,000 | 2,883,000 | 2,876,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 351,000 | 711,000 | 1,097,000 | 1,468,000 |
| Interest expense | 145,000 | 281,000 | 423,000 | 558,000 |
| Net interest income | 206,000 | 430,000 | 674,000 | 910,000 |
| Noninterest income | 19,000 | 95,000 | 102,000 | 119,000 |
| Noninterest expense | 174,000 | 394,000 | 575,000 | 830,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 55,000 | 131,000 | 209,000 | 207,000 |
| Income tax | 17,000 | 38,000 | 57,000 | 64,000 |
| Net income | 38,000 | 93,000 | 152,000 | 143,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,736,000 | 2,724,000 | 2,809,000 | 2,800,000 |
| Total capital | 2,931,000 | 2,929,000 | 3,012,000 | 2,999,000 |
| Risk-weighted assets | 15,649,000 | 16,533,000 | 16,441,000 | 16,036,000 |