Call reports 2001
STOCKMENS BANK — 2001
What STOCKMENS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 19,604,000 | 19,502,000 | 19,841,000 | 20,119,000 |
| Total loans | 9,842,000 | 10,161,000 | 10,176,000 | 9,290,000 |
| Allowance for loan losses | 226,000 | 228,000 | 228,000 | 229,000 |
| Securities available for sale | 7,041,000 | 6,433,000 | 6,239,000 | 6,250,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,863,000 | 16,691,000 | 16,841,000 | 17,372,000 |
| Interest-bearing deposits | 15,094,000 | 14,759,000 | 14,978,000 | 15,382,000 |
| Noninterest-bearing deposits | 1,769,000 | 1,932,000 | 1,863,000 | 1,990,000 |
| Equity capital | 2,577,000 | 2,623,000 | 2,748,000 | 2,667,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 396,000 | 803,000 | 1,215,000 | 1,610,000 |
| Interest expense | 186,000 | 366,000 | 534,000 | 699,000 |
| Net interest income | 210,000 | 437,000 | 681,000 | 911,000 |
| Noninterest income | 20,000 | 86,000 | 101,000 | 118,000 |
| Noninterest expense | 182,000 | 405,000 | 579,000 | 827,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 48,000 | 118,000 | 203,000 | 202,000 |
| Income tax | 14,000 | 32,000 | 54,000 | 67,000 |
| Net income | 34,000 | 86,000 | 149,000 | 135,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,589,000 | 2,643,000 | 2,704,000 | 2,667,000 |
| Total capital | 2,788,000 | 2,830,000 | 2,907,000 | 2,862,000 |
| Risk-weighted assets | 15,930,000 | 14,907,000 | 16,541,000 | 15,865,000 |