Call reports 2023
COMMUNITY BANK — 2023
What COMMUNITY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,429,026,000 | 1,430,244,000 | 1,397,195,000 | 1,454,202,000 |
| Total loans | 1,071,865,000 | 1,101,154,000 | 1,102,514,000 | 1,110,396,000 |
| Allowance for loan losses | 10,270,000 | 10,666,000 | 10,848,000 | 9,707,000 |
| Securities available for sale | 186,559,000 | 179,061,000 | 170,575,000 | 204,508,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,296,387,000 | 1,277,723,000 | 1,250,684,000 | 1,281,272,000 |
| Interest-bearing deposits | 930,610,000 | 947,217,000 | 931,144,000 | 989,412,000 |
| Noninterest-bearing deposits | 365,777,000 | 330,506,000 | 319,540,000 | 291,860,000 |
| Equity capital | 115,029,000 | 114,564,000 | 112,761,000 | 137,360,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 14,225,000 | 29,409,000 | 45,263,000 | 62,144,000 |
| Interest expense | 2,506,000 | 6,434,000 | 11,436,000 | 17,049,000 |
| Net interest income | 11,719,000 | 22,975,000 | 33,827,000 | 45,095,000 |
| Noninterest income | 3,085,000 | 5,496,000 | 8,006,000 | 34,398,000 |
| Noninterest expense | 9,066,000 | 18,609,000 | 28,150,000 | 38,951,000 |
| Provision for loan losses | 80,000 | 572,000 | 863,000 | -283,000 |
| Pretax income | 5,672,000 | 9,350,000 | 12,758,000 | 30,966,000 |
| Income tax | 1,210,000 | 1,955,000 | 2,556,000 | 7,806,000 |
| Net income | 4,462,000 | 7,395,000 | 10,202,000 | 23,160,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 126,912,000 | 129,044,000 | 130,934,000 | 143,654,000 |
| Total capital | 137,900,000 | 140,368,000 | 142,555,000 | 153,861,000 |
| Risk-weighted assets | 1,007,535,000 | 1,029,041,000 | 1,025,353,000 | 1,053,001,000 |