Call reports 2020
COMMUNITY BANK — 2020
What COMMUNITY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,309,887,000 | 1,407,451,000 | 1,390,963,000 | 1,414,416,000 |
| Total loans | 974,650,000 | 1,042,159,000 | 1,050,885,000 | 1,044,753,000 |
| Allowance for loan losses | 12,322,000 | 12,648,000 | 13,780,000 | 12,771,000 |
| Securities available for sale | 169,124,000 | 146,333,000 | 156,666,000 | 142,897,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,110,137,000 | 1,198,711,000 | 1,202,497,000 | 1,228,018,000 |
| Interest-bearing deposits | 839,272,000 | 852,760,000 | 863,749,000 | 884,001,000 |
| Noninterest-bearing deposits | 270,865,000 | 345,951,000 | 338,748,000 | 344,017,000 |
| Equity capital | 146,142,000 | 146,885,000 | 127,675,000 | 128,985,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 12,314,000 | 24,027,000 | 35,667,000 | 47,407,000 |
| Interest expense | 1,796,000 | 3,202,000 | 4,442,000 | 5,563,000 |
| Net interest income | 10,518,000 | 20,825,000 | 31,225,000 | 41,844,000 |
| Noninterest income | 2,356,000 | 4,516,000 | 6,784,000 | 9,401,000 |
| Noninterest expense | 9,044,000 | 18,144,000 | 47,145,000 | 56,921,000 |
| Provision for loan losses | 2,500,000 | 2,800,000 | 4,000,000 | 4,000,000 |
| Pretax income | 1,346,000 | 4,910,000 | -12,623,000 | -9,165,000 |
| Income tax | 224,000 | 914,000 | 780,000 | 1,296,000 |
| Net income | 1,122,000 | 3,996,000 | -13,403,000 | -10,461,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 104,536,000 | 105,937,000 | 106,494,000 | 108,950,000 |
| Total capital | 115,811,000 | 117,079,000 | 117,976,000 | 120,520,000 |
| Risk-weighted assets | 900,953,000 | 889,902,000 | 916,306,000 | 924,404,000 |