Call reports 2019
COMMUNITY BANK — 2019
What COMMUNITY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,301,045,000 | 1,303,475,000 | 1,326,222,000 | 1,319,811,000 |
| Total loans | 908,796,000 | 935,888,000 | 932,198,000 | 952,496,000 |
| Allowance for loan losses | 9,412,000 | 9,691,000 | 9,750,000 | 9,867,000 |
| Securities available for sale | 222,177,000 | 233,384,000 | 214,938,000 | 194,674,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,106,963,000 | 1,108,548,000 | 1,127,409,000 | 1,124,799,000 |
| Interest-bearing deposits | 832,410,000 | 834,964,000 | 862,913,000 | 851,207,000 |
| Noninterest-bearing deposits | 274,553,000 | 273,584,000 | 264,496,000 | 273,592,000 |
| Equity capital | 138,207,000 | 141,820,000 | 144,355,000 | 142,242,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 12,281,000 | 24,937,000 | 38,020,000 | 50,969,000 |
| Interest expense | 1,862,000 | 3,826,000 | 5,828,000 | 7,856,000 |
| Net interest income | 10,419,000 | 21,111,000 | 32,192,000 | 43,113,000 |
| Noninterest income | 2,431,000 | 4,769,000 | 7,002,000 | 9,471,000 |
| Noninterest expense | 9,153,000 | 18,238,000 | 26,736,000 | 35,995,000 |
| Provision for loan losses | 25,000 | 375,000 | 550,000 | 725,000 |
| Pretax income | 3,623,000 | 7,240,000 | 11,895,000 | 15,842,000 |
| Income tax | 716,000 | 1,442,000 | 2,329,000 | 1,690,000 |
| Net income | 2,907,000 | 5,798,000 | 9,566,000 | 14,152,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 98,457,000 | 100,469,000 | 103,438,000 | 101,703,000 |
| Total capital | 107,869,000 | 110,160,000 | 113,188,000 | 111,570,000 |
| Risk-weighted assets | 839,786,000 | 875,900,000 | 864,402,000 | 890,010,000 |