Call reports 2016
COMMUNITY BANK — 2016
What COMMUNITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 832,359,000 | 827,010,000 | 832,470,000 | 844,884,000 |
| Total loans | 684,006,000 | 678,975,000 | 679,394,000 | 681,897,000 |
| Allowance for loan losses | 6,973,000 | 7,190,000 | 7,466,000 | 7,803,000 |
| Securities available for sale | 92,994,000 | 93,710,000 | 95,455,000 | 105,017,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 690,066,000 | 675,382,000 | 678,465,000 | 698,335,000 |
| Interest-bearing deposits | 524,900,000 | 511,702,000 | 515,540,000 | 532,819,000 |
| Noninterest-bearing deposits | 165,166,000 | 163,680,000 | 162,925,000 | 165,516,000 |
| Equity capital | 86,715,000 | 87,459,000 | 87,870,000 | 87,098,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 8,115,000 | 16,059,000 | 23,736,000 | 31,987,000 |
| Interest expense | 703,000 | 1,405,000 | 2,113,000 | 2,870,000 |
| Net interest income | 7,412,000 | 14,654,000 | 21,623,000 | 29,117,000 |
| Noninterest income | 2,508,000 | 4,355,000 | 6,182,000 | 7,817,000 |
| Noninterest expense | 6,174,000 | 12,300,000 | 18,493,000 | 24,402,000 |
| Provision for loan losses | 850,000 | 1,150,000 | 1,600,000 | 2,040,000 |
| Pretax income | 2,896,000 | 5,559,000 | 7,712,000 | 10,492,000 |
| Income tax | 857,000 | 1,627,000 | 2,226,000 | 3,051,000 |
| Net income | 2,039,000 | 3,932,000 | 5,486,000 | 7,441,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 79,266,000 | 79,953,000 | 80,740,000 | 81,845,000 |
| Total capital | 86,239,000 | 87,151,000 | 88,215,000 | 89,497,000 |
| Risk-weighted assets | 613,482,000 | 610,800,000 | 608,703,000 | 611,843,000 |