Call reports 2005
COMMUNITY BANK — 2005
What COMMUNITY BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 321,447,000 | 327,271,000 | 330,377,000 | 335,113,000 |
| Total loans | 216,632,000 | 220,262,000 | 227,166,000 | 230,327,000 |
| Allowance for loan losses | 2,593,000 | 2,711,000 | 2,948,000 | 3,285,000 |
| Securities available for sale | 66,235,000 | 71,721,000 | 68,536,000 | 62,090,000 |
| Securities held to maturity | 2,367,000 | 1,615,000 | 2,050,000 | 2,746,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 272,375,000 | 277,807,000 | 283,493,000 | 289,239,000 |
| Interest-bearing deposits | 213,607,000 | 217,710,000 | 215,323,000 | 225,342,000 |
| Noninterest-bearing deposits | 58,768,000 | 60,097,000 | 68,170,000 | 63,897,000 |
| Equity capital | 26,842,000 | 27,353,000 | 28,084,000 | 27,955,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 4,005,000 | 8,128,000 | 12,489,000 | 16,935,000 |
| Interest expense | 1,061,000 | 2,148,000 | 3,285,000 | 4,506,000 |
| Net interest income | 2,944,000 | 5,980,000 | 9,204,000 | 12,429,000 |
| Noninterest income | 570,000 | 1,263,000 | 1,963,000 | 2,615,000 |
| Noninterest expense | 2,368,000 | 4,847,000 | 7,227,000 | 9,654,000 |
| Provision for loan losses | 225,000 | 450,000 | 825,000 | 1,250,000 |
| Pretax income | 921,000 | 1,946,000 | 3,115,000 | 4,140,000 |
| Income tax | 275,000 | 575,000 | 919,000 | 1,210,000 |
| Net income | 646,000 | 1,371,000 | 2,196,000 | 2,930,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,351,000 | 22,638,000 | 23,488,000 | 23,729,000 |
| Total capital | 24,944,000 | 25,349,000 | 26,413,000 | 26,698,000 |
| Risk-weighted assets | 222,440,000 | 231,690,000 | 233,954,000 | 237,228,000 |
Machine access — free, no API key
Every figure shown here about COMMUNITY BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.