Call reports 2002
FIRST NATIONAL BANK — 2002
What FIRST NATIONAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 40,712,000 | 41,870,000 | 31,482,000 | 35,065,000 |
| Total loans | 34,524,000 | 35,736,000 | 26,511,000 | 27,426,000 |
| Allowance for loan losses | 342,000 | 371,000 | 306,000 | 321,000 |
| Securities available for sale | 0 | 0 | 0 | 1,302,000 |
| Securities held to maturity | 1,386,000 | 1,336,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,617,000 | 37,683,000 | 27,530,000 | 31,154,000 |
| Interest-bearing deposits | 30,042,000 | 30,532,000 | 22,789,000 | 25,767,000 |
| Noninterest-bearing deposits | 6,575,000 | 7,151,000 | 4,741,000 | 5,387,000 |
| Equity capital | 3,197,000 | 3,245,000 | 3,403,000 | 3,403,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 805,000 | 1,589,000 | 2,315,000 | 2,894,000 |
| Interest expense | 269,000 | 518,000 | 743,000 | 943,000 |
| Net interest income | 536,000 | 1,071,000 | 1,572,000 | 1,951,000 |
| Noninterest income | 145,000 | 306,000 | 603,000 | 720,000 |
| Noninterest expense | 470,000 | 976,000 | 1,440,000 | 1,921,000 |
| Provision for loan losses | 45,000 | 105,000 | 155,000 | 165,000 |
| Pretax income | 166,000 | 296,000 | 580,000 | 585,000 |
| Income tax | 30,000 | 62,000 | 204,000 | 210,000 |
| Net income | 136,000 | 234,000 | 376,000 | 375,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,197,000 | 3,245,000 | 3,403,000 | 3,402,000 |
| Total capital | 3,539,000 | 3,616,000 | 3,709,000 | 3,723,000 |
| Risk-weighted assets | 33,913,000 | 33,832,000 | 25,697,000 | 26,918,000 |