Call reports 2001
FIRST NATIONAL BANK — 2001
What FIRST NATIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 39,810,000 | 40,561,000 | 39,690,000 | 41,527,000 |
| Total loans | 30,773,000 | 32,976,000 | 33,538,000 | 34,563,000 |
| Allowance for loan losses | 360,000 | 392,000 | 397,000 | 399,000 |
| Securities available for sale | 500,000 | 0 | 0 | 0 |
| Securities held to maturity | 1,891,000 | 1,779,000 | 1,500,000 | 1,443,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,440,000 | 37,269,000 | 36,282,000 | 37,469,000 |
| Interest-bearing deposits | 32,398,000 | 32,043,000 | 31,666,000 | 31,917,000 |
| Noninterest-bearing deposits | 4,042,000 | 5,226,000 | 4,616,000 | 5,552,000 |
| Equity capital | 2,897,000 | 2,851,000 | 2,979,000 | 3,061,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 877,000 | 1,714,000 | 2,602,000 | 3,459,000 |
| Interest expense | 455,000 | 875,000 | 1,257,000 | 1,585,000 |
| Net interest income | 422,000 | 839,000 | 1,345,000 | 1,874,000 |
| Noninterest income | 161,000 | 313,000 | 449,000 | 595,000 |
| Noninterest expense | 440,000 | 881,000 | 1,339,000 | 1,820,000 |
| Provision for loan losses | 30,000 | 114,000 | 143,000 | 190,000 |
| Pretax income | 113,000 | 157,000 | 312,000 | 459,000 |
| Income tax | 31,000 | 61,000 | 85,000 | 153,000 |
| Net income | 82,000 | 96,000 | 227,000 | 306,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,897,000 | 2,851,000 | 2,979,000 | 3,061,000 |
| Total capital | 3,257,000 | 3,243,000 | 3,376,000 | 3,460,000 |
| Risk-weighted assets | 30,864,000 | 32,063,000 | 32,424,000 | 33,822,000 |