Call reports 2006
MCMULLEN BANK — 2006
What MCMULLEN BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 |
|---|---|---|
| Total assets | 37,180,000 | 46,944,000 |
| Total loans | 14,972,000 | 13,169,000 |
| Allowance for loan losses | 103,000 | 96,000 |
| Securities available for sale | 15,413,000 | 15,024,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 34,526,000 | 44,428,000 |
| Interest-bearing deposits | 25,451,000 | 35,995,000 |
| Noninterest-bearing deposits | 9,075,000 | 8,433,000 |
| Equity capital | 2,557,000 | 2,400,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 |
|---|---|---|
| Interest income | 399,000 | 808,000 |
| Interest expense | 106,000 | 227,000 |
| Net interest income | 293,000 | 581,000 |
| Noninterest income | 56,000 | 104,000 |
| Noninterest expense | 394,000 | 768,000 |
| Provision for loan losses | -20,000 | -20,000 |
| Pretax income | -25,000 | -63,000 |
| Income tax | 0 | 0 |
| Net income | -25,000 | -63,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 |
|---|---|---|
| Tier 1 capital | 2,771,000 | 2,733,000 |
| Total capital | 2,874,000 | 2,829,000 |
| Risk-weighted assets | 18,981,000 | 19,804,000 |