Call reports 2003
MCMULLEN BANK — 2003
What MCMULLEN BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 37,978,000 | 39,303,000 | 41,479,000 | 38,753,000 |
| Total loans | 17,005,000 | 15,362,000 | 16,281,000 | 18,059,000 |
| Allowance for loan losses | 830,000 | 841,000 | 586,000 | 484,000 |
| Securities available for sale | 11,651,000 | 17,752,000 | 17,358,000 | 16,332,000 |
| Securities held to maturity | 1,865,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,746,000 | 36,246,000 | 38,323,000 | 35,437,000 |
| Interest-bearing deposits | 27,209,000 | 28,425,000 | 29,539,000 | 26,494,000 |
| Noninterest-bearing deposits | 8,537,000 | 7,821,000 | 8,784,000 | 8,943,000 |
| Equity capital | 2,174,000 | 2,943,000 | 3,031,000 | 3,226,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 466,000 | 924,000 | 1,392,000 | 1,907,000 |
| Interest expense | 116,000 | 218,000 | 307,000 | 392,000 |
| Net interest income | 350,000 | 706,000 | 1,085,000 | 1,515,000 |
| Noninterest income | 95,000 | 151,000 | 177,000 | 231,000 |
| Noninterest expense | 590,000 | 1,163,000 | 1,665,000 | 2,145,000 |
| Provision for loan losses | 0 | 0 | -381,000 | -581,000 |
| Pretax income | -123,000 | -169,000 | 138,000 | 342,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -123,000 | -169,000 | 138,000 | 342,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,994,000 | 2,711,000 | 2,929,000 | 3,113,000 |
| Total capital | 2,252,000 | 2,960,000 | 3,191,000 | 3,379,000 |
| Risk-weighted assets | 19,940,000 | 19,322,000 | 20,633,000 | 21,035,000 |