Call reports 2002
MCMULLEN BANK — 2002
What MCMULLEN BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 44,657,000 | 43,655,000 | 41,122,000 | 38,130,000 |
| Total loans | 27,658,000 | 28,226,000 | 24,355,000 | 20,415,000 |
| Allowance for loan losses | 721,000 | 1,090,000 | 1,357,000 | 1,404,000 |
| Securities available for sale | 8,740,000 | 8,381,000 | 7,636,000 | 6,910,000 |
| Securities held to maturity | 2,116,000 | 2,112,000 | 2,107,000 | 2,103,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,726,000 | 39,769,000 | 38,274,000 | 35,701,000 |
| Interest-bearing deposits | 32,578,000 | 31,323,000 | 29,793,000 | 26,855,000 |
| Noninterest-bearing deposits | 8,148,000 | 8,446,000 | 8,481,000 | 8,846,000 |
| Equity capital | 3,822,000 | 3,772,000 | 2,707,000 | 2,310,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 642,000 | 1,249,000 | 1,865,000 | 2,392,000 |
| Interest expense | 214,000 | 384,000 | 536,000 | 666,000 |
| Net interest income | 428,000 | 865,000 | 1,329,000 | 1,726,000 |
| Noninterest income | 84,000 | 194,000 | 265,000 | 334,000 |
| Noninterest expense | 514,000 | 1,109,000 | 1,775,000 | 2,470,000 |
| Provision for loan losses | 93,000 | 266,000 | 1,123,000 | 1,303,000 |
| Pretax income | -95,000 | -316,000 | -1,304,000 | -1,713,000 |
| Income tax | -40,000 | -128,000 | 0 | 0 |
| Net income | -55,000 | -188,000 | -1,304,000 | -1,713,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,813,000 | 3,679,000 | 2,527,000 | 2,123,000 |
| Total capital | 4,220,000 | 4,101,000 | 2,883,000 | 2,424,000 |
| Risk-weighted assets | 32,240,000 | 33,040,000 | 27,440,000 | 22,957,000 |