Call reports 2011
BALTIMORE COUNTY SAVINGS BANK — 2011
What BALTIMORE COUNTY SAVINGS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q4 |
|---|---|
| Total assets | 639,114,000 |
| Total loans | 359,313,000 |
| Allowance for loan losses | 4,039,000 |
| Securities available for sale | 171,621,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 562,996,000 |
| Interest-bearing deposits | 528,981,000 |
| Noninterest-bearing deposits | 34,015,000 |
| Equity capital | 63,455,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q4 |
|---|---|
| Interest income | 26,918,000 |
| Interest expense | 7,590,000 |
| Net interest income | 19,328,000 |
| Noninterest income | 1,457,000 |
| Noninterest expense | 17,317,000 |
| Provision for loan losses | 1,600,000 |
| Pretax income | 1,692,000 |
| Income tax | 576,000 |
| Net income | 1,116,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q4 |
|---|---|
| Tier 1 capital | 63,183,000 |
| Total capital | 67,222,000 |
| Risk-weighted assets | 389,202,000 |