Call reports 2024
LIBERTYVILLE BANK & TRUST COMPANY, NATIONAL ASSOCIATION — 2024
What LIBERTYVILLE BANK & TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 2,643,602,000 | 2,720,140,000 | 2,690,486,000 | 2,708,832,000 |
| Total loans | 2,063,408,000 | 2,138,731,000 | 2,080,699,000 | 2,136,352,000 |
| Allowance for loan losses | 17,059,000 | 17,562,000 | 15,248,000 | 16,047,000 |
| Securities available for sale | 257,917,000 | 251,668,000 | 210,576,000 | 243,979,000 |
| Securities held to maturity | 211,441,000 | 209,135,000 | 206,914,000 | 204,915,000 |
| Trading assets | 12,483,000 | 11,881,000 | 8,294,000 | 9,049,000 |
| Total deposits | 2,206,694,000 | 2,274,121,000 | 2,232,469,000 | 2,267,111,000 |
| Interest-bearing deposits | 1,820,500,000 | 1,873,542,000 | 1,841,340,000 | 1,861,361,000 |
| Noninterest-bearing deposits | 386,194,000 | 400,579,000 | 391,129,000 | 405,750,000 |
| Equity capital | 235,666,000 | 240,537,000 | 259,582,000 | 240,358,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 38,525,000 | 78,284,000 | 118,895,000 | 158,246,000 |
| Interest expense | 16,392,000 | 34,258,000 | 53,133,000 | 70,600,000 |
| Net interest income | 22,133,000 | 44,026,000 | 65,762,000 | 87,646,000 |
| Noninterest income | 1,632,000 | 2,956,000 | 4,174,000 | 5,876,000 |
| Noninterest expense | 8,437,000 | 16,334,000 | 24,535,000 | 32,768,000 |
| Provision for loan losses | 1,284,000 | 1,825,000 | -300,000 | 968,000 |
| Pretax income | 14,194,000 | 29,191,000 | 46,340,000 | 60,983,000 |
| Income tax | 3,653,000 | 7,717,000 | 12,186,000 | 16,055,000 |
| Net income | 10,541,000 | 21,474,000 | 34,154,000 | 44,928,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 253,871,000 | 259,942,000 | 267,764,000 | 258,709,000 |
| Total capital | 273,768,000 | 280,119,000 | 285,412,000 | 276,568,000 |
| Risk-weighted assets | 2,305,483,000 | 2,360,780,000 | 2,289,868,000 | 2,341,810,000 |