Call reports 2023
LIBERTYVILLE BANK & TRUST COMPANY, NATIONAL ASSOCIATION — 2023
What LIBERTYVILLE BANK & TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 2,387,203,000 | 2,544,268,000 | 2,592,184,000 | 2,600,302,000 |
| Total loans | 1,782,048,000 | 1,934,653,000 | 2,011,725,000 | 1,974,633,000 |
| Allowance for loan losses | 13,614,000 | 14,151,000 | 14,194,000 | 16,083,000 |
| Securities available for sale | 226,861,000 | 216,604,000 | 202,754,000 | 213,402,000 |
| Securities held to maturity | 220,599,000 | 218,316,000 | 215,837,000 | 213,230,000 |
| Trading assets | 12,551,000 | 14,892,000 | 16,699,000 | 11,358,000 |
| Total deposits | 1,940,917,000 | 2,112,854,000 | 2,189,624,000 | 2,182,408,000 |
| Interest-bearing deposits | 1,437,644,000 | 1,641,580,000 | 1,671,955,000 | 1,785,662,000 |
| Noninterest-bearing deposits | 503,273,000 | 471,274,000 | 517,669,000 | 396,746,000 |
| Equity capital | 225,668,000 | 215,527,000 | 217,645,000 | 241,087,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 28,744,000 | 61,598,000 | 96,688,000 | 134,008,000 |
| Interest expense | 7,874,000 | 18,678,000 | 32,106,000 | 47,319,000 |
| Net interest income | 20,870,000 | 42,920,000 | 64,582,000 | 86,689,000 |
| Noninterest income | 1,520,000 | 2,574,000 | 3,826,000 | 5,277,000 |
| Noninterest expense | 7,678,000 | 15,297,000 | 23,348,000 | 32,609,000 |
| Provision for loan losses | -140,000 | 508,000 | 894,000 | 2,793,000 |
| Pretax income | 14,555,000 | 29,534,000 | 44,611,000 | 56,998,000 |
| Income tax | 3,788,000 | 7,442,000 | 11,459,000 | 14,574,000 |
| Net income | 10,767,000 | 22,092,000 | 33,152,000 | 42,424,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 236,484,000 | 232,945,000 | 244,151,000 | 253,576,000 |
| Total capital | 253,425,000 | 250,242,000 | 260,857,000 | 272,241,000 |
| Risk-weighted assets | 2,000,553,000 | 2,178,502,000 | 2,259,734,000 | 2,215,093,000 |