Call reports 2022
LIBERTYVILLE BANK & TRUST COMPANY, NATIONAL ASSOCIATION — 2022
What LIBERTYVILLE BANK & TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 2,238,429,000 | 2,382,605,000 | 2,423,919,000 | 2,437,042,000 |
| Total loans | 1,676,879,000 | 1,779,734,000 | 1,821,803,000 | 1,810,961,000 |
| Allowance for loan losses | 12,227,000 | 13,083,000 | 14,258,000 | 14,133,000 |
| Securities available for sale | 153,441,000 | 142,475,000 | 177,261,000 | 225,629,000 |
| Securities held to maturity | 229,744,000 | 227,815,000 | 225,920,000 | 223,266,000 |
| Trading assets | 5,930,000 | 9,287,000 | 15,939,000 | 15,077,000 |
| Total deposits | 1,882,735,000 | 2,025,428,000 | 2,031,970,000 | 1,974,730,000 |
| Interest-bearing deposits | 1,367,580,000 | 1,406,266,000 | 1,413,087,000 | 1,422,833,000 |
| Noninterest-bearing deposits | 515,155,000 | 619,162,000 | 618,883,000 | 551,897,000 |
| Equity capital | 195,979,000 | 200,379,000 | 197,921,000 | 210,103,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 14,421,000 | 31,122,000 | 52,234,000 | 78,727,000 |
| Interest expense | 1,349,000 | 2,758,000 | 5,352,000 | 10,782,000 |
| Net interest income | 13,072,000 | 28,364,000 | 46,882,000 | 67,945,000 |
| Noninterest income | 1,045,000 | 2,237,000 | 3,752,000 | 4,925,000 |
| Noninterest expense | 6,497,000 | 12,925,000 | 19,599,000 | 26,885,000 |
| Provision for loan losses | 822,000 | 1,556,000 | 2,765,000 | 2,682,000 |
| Pretax income | 6,897,000 | 16,278,000 | 27,521,000 | 41,881,000 |
| Income tax | 1,796,000 | 4,282,000 | 7,280,000 | 11,049,000 |
| Net income | 5,101,000 | 11,996,000 | 20,241,000 | 30,832,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 196,573,000 | 206,604,000 | 215,022,000 | 225,766,000 |
| Total capital | 209,946,000 | 220,734,000 | 231,185,000 | 242,482,000 |
| Risk-weighted assets | 1,841,424,000 | 1,943,577,000 | 2,004,079,000 | 2,016,947,000 |