Call reports 2021
LIBERTYVILLE BANK & TRUST COMPANY, NATIONAL ASSOCIATION — 2021
What LIBERTYVILLE BANK & TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 2,033,765,000 | 2,160,105,000 | 2,249,267,000 | 2,231,362,000 |
| Total loans | 1,588,632,000 | 1,607,733,000 | 1,637,505,000 | 1,645,029,000 |
| Allowance for loan losses | 13,149,000 | 11,109,000 | 11,222,000 | 11,363,000 |
| Securities available for sale | 162,796,000 | 146,347,000 | 160,171,000 | 174,949,000 |
| Securities held to maturity | 134,775,000 | 133,474,000 | 131,632,000 | 129,025,000 |
| Trading assets | 5,629,000 | 6,124,000 | 5,345,000 | 3,999,000 |
| Total deposits | 1,694,271,000 | 1,813,284,000 | 1,898,251,000 | 1,877,066,000 |
| Interest-bearing deposits | 1,260,846,000 | 1,325,869,000 | 1,366,683,000 | 1,359,064,000 |
| Noninterest-bearing deposits | 433,425,000 | 487,415,000 | 531,568,000 | 518,002,000 |
| Equity capital | 179,910,000 | 186,803,000 | 191,712,000 | 196,942,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 13,082,000 | 27,053,000 | 41,121,000 | 55,248,000 |
| Interest expense | 2,024,000 | 3,849,000 | 5,463,000 | 6,897,000 |
| Net interest income | 11,058,000 | 23,204,000 | 35,658,000 | 48,351,000 |
| Noninterest income | 920,000 | 2,361,000 | 3,858,000 | 5,234,000 |
| Noninterest expense | 6,353,000 | 12,886,000 | 19,487,000 | 26,252,000 |
| Provision for loan losses | -1,535,000 | -3,691,000 | -3,548,000 | -3,263,000 |
| Pretax income | 8,054,000 | 16,997,000 | 24,026,000 | 31,043,000 |
| Income tax | 2,054,000 | 4,369,000 | 6,181,000 | 8,022,000 |
| Net income | 6,000,000 | 12,628,000 | 17,845,000 | 23,021,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 174,756,000 | 181,015,000 | 186,377,000 | 191,716,000 |
| Total capital | 187,949,000 | 192,880,000 | 198,456,000 | 203,893,000 |
| Risk-weighted assets | 1,652,837,000 | 1,678,952,000 | 1,760,213,000 | 1,797,186,000 |