Call reports 2020
LIBERTYVILLE BANK & TRUST COMPANY, NATIONAL ASSOCIATION — 2020
What LIBERTYVILLE BANK & TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,801,658,000 | 2,094,557,000 | 2,044,230,000 | 1,997,144,000 |
| Total loans | 1,369,151,000 | 1,504,592,000 | 1,514,962,000 | 1,524,752,000 |
| Allowance for loan losses | 8,512,000 | 13,110,000 | 14,907,000 | 14,721,000 |
| Securities available for sale | 221,195,000 | 199,311,000 | 175,859,000 | 196,917,000 |
| Securities held to maturity | 27,083,000 | 17,065,000 | 17,046,000 | 17,028,000 |
| Trading assets | 8,551,000 | 9,557,000 | 8,925,000 | 8,149,000 |
| Total deposits | 1,474,715,000 | 1,759,916,000 | 1,709,106,000 | 1,658,829,000 |
| Interest-bearing deposits | 1,183,171,000 | 1,348,912,000 | 1,315,886,000 | 1,245,829,000 |
| Noninterest-bearing deposits | 291,544,000 | 411,004,000 | 393,220,000 | 413,000,000 |
| Equity capital | 167,139,000 | 168,460,000 | 170,531,000 | 175,103,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 15,443,000 | 30,042,000 | 43,682,000 | 56,911,000 |
| Interest expense | 3,596,000 | 6,747,000 | 9,399,000 | 11,699,000 |
| Net interest income | 11,847,000 | 23,295,000 | 34,283,000 | 45,212,000 |
| Noninterest income | 775,000 | 1,568,000 | 2,143,000 | 2,918,000 |
| Noninterest expense | 5,961,000 | 12,479,000 | 19,044,000 | 25,518,000 |
| Provision for loan losses | 1,247,000 | 5,877,000 | 7,725,000 | 7,651,000 |
| Pretax income | 5,436,000 | 6,540,000 | 9,690,000 | 14,990,000 |
| Income tax | 1,368,000 | 1,621,000 | 2,425,000 | 3,700,000 |
| Net income | 4,068,000 | 4,919,000 | 7,265,000 | 11,290,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 160,270,000 | 162,383,000 | 165,340,000 | 169,328,000 |
| Total capital | 169,664,000 | 175,520,000 | 180,217,000 | 184,387,000 |
| Risk-weighted assets | 1,499,145,000 | 1,550,781,000 | 1,551,826,000 | 1,614,481,000 |