Call reports 2019
LIBERTYVILLE BANK & TRUST COMPANY, NATIONAL ASSOCIATION — 2019
What LIBERTYVILLE BANK & TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,576,016,000 | 1,597,355,000 | 1,684,632,000 | 1,687,645,000 |
| Total loans | 1,247,205,000 | 1,257,305,000 | 1,337,590,000 | 1,359,133,000 |
| Allowance for loan losses | 7,831,000 | 7,574,000 | 8,124,000 | 8,316,000 |
| Securities available for sale | 138,771,000 | 141,922,000 | 157,315,000 | 165,009,000 |
| Securities held to maturity | 100,312,000 | 100,841,000 | 69,442,000 | 59,412,000 |
| Trading assets | 1,193,000 | 2,774,000 | 4,137,000 | 3,073,000 |
| Total deposits | 1,346,248,000 | 1,364,653,000 | 1,423,712,000 | 1,407,527,000 |
| Interest-bearing deposits | 1,104,513,000 | 1,071,674,000 | 1,146,742,000 | 1,138,824,000 |
| Noninterest-bearing deposits | 241,735,000 | 292,979,000 | 276,970,000 | 268,703,000 |
| Equity capital | 155,082,000 | 158,615,000 | 164,794,000 | 170,452,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 15,960,000 | 32,126,000 | 49,024,000 | 65,199,000 |
| Interest expense | 3,215,000 | 6,759,000 | 10,581,000 | 14,235,000 |
| Net interest income | 12,745,000 | 25,367,000 | 38,443,000 | 50,964,000 |
| Noninterest income | 710,000 | 1,462,000 | 2,212,000 | 3,166,000 |
| Noninterest expense | 5,865,000 | 11,575,000 | 17,413,000 | 23,378,000 |
| Provision for loan losses | 94,000 | -218,000 | 234,000 | 395,000 |
| Pretax income | 7,511,000 | 15,521,000 | 23,098,000 | 30,441,000 |
| Income tax | 1,812,000 | 3,842,000 | 5,730,000 | 7,564,000 |
| Net income | 5,699,000 | 11,679,000 | 17,368,000 | 22,877,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 150,620,000 | 153,646,000 | 159,366,000 | 164,915,000 |
| Total capital | 158,512,000 | 161,282,000 | 167,556,000 | 173,298,000 |
| Risk-weighted assets | 1,389,086,000 | 1,390,918,000 | 1,462,258,000 | 1,487,449,000 |